Second Look Financing

Fortiva Financial specializes in providing second look financing to underserved consumers.

Furniture Financing

Get instant approvals on furniture financing with Fortiva even with bad credit score.

Medical Loans

At Fortiva Financial, we care for you and gives you option for medical financing with host of benefits and features.

Retail Financing

Fortiva gives its customers access to powerful features and various payment options with its retail financing.

Tuesday, 22 April 2014

No Credit Check Furniture Financing

Revamping your home and increasing the value of your property requires investment in furniture. But most people shy away from applying for furniture loans and finances, thinking that it would require a credit check. While it is true that a number of regular companies can deny you loans when it comes to furniture purchase and property investment, there are a few organizations that perform no credit checks or conduct multiple credit checks for risk assessment. This ensures that your chances of loan approval are higher.

To get furniture financing without credit checks, research internet and find out a list of companies that offer their own credit score calculators and use multiple assessment techniques to offer better chances at securing loans. And if you are a furniture seller who wishes to sell multiple products and seeks to reach a broader range of buyers, then all you have to do is team up as a partner with a lender that provides loans without credit checks or through multiple credit scores. This will ensure that you can get more buyers and expand your options in different markets.

Opting for a company that provides loans without credit check or after assessing multiple data sources guarantees more clients and better furniture purchasing power, ensuring that buyers can enjoy more profits while transforming their house into a home.

We at Fortiva Financial offer a variety of loans, including financing for furniture. A variety of data sources, aside from credit scores are used for assessment. For more information, visit the website:-

Friday, 18 April 2014

5 Things That Won't Hurt Your Credit Score

Most people believe that issues such as overdraft or alimony can hurt their overall credit. But this is just a mere myth. Here we provide a list of five things that won’t hurt your credit.

Overdraft facility from your bank won’t really hurt your credit score, if you settle the payments on time. But if you don’t then your score will probably take a hit.

Most people believe that insurance premiums can hurt their credit score. But this is just a myth! Even though your insurance premiums are used for making decisions when it comes to credit lending, most companies don’t discuss or report your timely and untimely payments to the lender. A number of companies offer subprime loans even if you don’t make timely payments to insurance company.

Of course, income is one of the determining factors for credit lending, but it wouldn’t affect your score. Having a higher or lower salary doesn’t necessarily affect your score. However, it would influence the amount of loan you will receive later.

Child Support
 Alimony and child support isn’t going to affect your score unless a collection agency isn’t involved. Otherwise, your score can drop significantly.  Still, a number of companies offer subprime loans after assessing risk profile through certain credit calculators.

Interest Rate
Higher or lower rate of interest on your loans doesn’t affect your scoring. Instead, it is vice versa with score determining the rate of interest for your loan.

We at Fortiva Financial offer credit assessing multiple score profiles and data. For more information, visit the website:-