Second Look Financing

Fortiva Financial specializes in providing second look financing to underserved consumers.

Furniture Financing

Get instant approvals on furniture financing with Fortiva even with bad credit score.

Medical Loans

At Fortiva Financial, we care for you and gives you option for medical financing with host of benefits and features.

Retail Financing

Fortiva gives its customers access to powerful features and various payment options with its retail financing.

Thursday, 16 October 2014

Consider Subprime Loans; Solution of Bad credit History

Credit limits are shrinking and financers are not as open to lending as before, Subprime loan schemes are making a huge comeback with tight lending standards ruling the economy. Not only are finance pundits bringing these back as a virtuous move, it is sure to benefit health-related finances and retail sector. And these interest rates won’t haunt borrowers! Get yourself a better financing budget now.

If you have long struggled with those credits and can’t find a way to get rid of them, Subprime loan could be your hands-on solution. Ever thought of a smoother alternative to all those credit needs? For all those numbers that cannot be provided by your traditional financer, you can now seek help that assists customers and patients with strong financial solutions.

These Loans Benefit Both Parties

Don’t sacrifice your health just because you don’t trust your financer. Find a financing institution that gets you the kind of medical benefits you deserve and support you need. When you are looking for health finances, you want someone who can work in accordance with the way you settle your bills and keep records. This is what a Subprime loan does for you. With minimum efforts on your part, your work gets done as these loans take care of all the financial hassles you face. So you will have healthcare when you need even if you have been declined help from other providers.

Helping Retailers Achieve Their Dreams

The fact that lending financing options in the retail sector have significantly reduced in the last few years won’t affect your business now. You can now go for Fortiva subprime loan schemes that help your work more effectively. Once you have a financer helping you with this, they use updated features like automated funding and online applications that help you deal with loan process easily.

Wednesday, 1 October 2014

Why Retail Lending is Crucial For Your Business

The importance of retail lending from business point of view cannot be undermined. There are a number of factors that affect the growth of a business and retail lending is one of those. In this article we are going to be talking about why this is the case and why and how retail lending contributes towards boosting a business. The idea is to share insight and knowledge in order to understand the concept better and the nuances of it.

For people involved in the retail industry the term ‘retail lending’ is an everyday concept that is often used. For the common man though, the whole idea of retail lending can be a little unclear and confusing. Given that, before we get to the point of elaborating on why retail lending is an important factor for business growth, we need to start by explaining what retail lending actually is.

In simple words, retail lending refers to the practice of lending or loaning out money to individuals by banks and other credit institution for the purchase of consumer goods such as automobiles, home goods, homes and other such things. The loan that the institution gives out depends upon the credit rating of the individual.

Retail lending forms a big part of the lending activities of institutions especially banks simply because of the fact that the availability of credit and the number of products offered for retail lending have grown considerably in the last few years.

Talking about the importance of retail lending from business point of view, the relationship is quite evident and rather self-explanatory. In the times that we live and with the cost of living going up with each passing day, more and more people are looking towards outside help to maintain a standard of living. While on one side this has led to a considerable boost in the purchasing power of the common middle class individual, on the other hand it has also led to the increase in the importance of the role that retail lending playing in the overall growth in the consumer goods sector.

Keeping that in mind, it would not be incorrect to say that retail lending is in a lot of ways responsible for fostering economic activity and growth. There is a direct relation between the ability of people to buy and the growth of business. The more they purchase, the greater the profits and the bigger the boost to the business. And this purchasing ability is directly related to the existence of retail lending.

The loans that are given out in retail lending are secured, in saying so, that some sort of collateral is pledged for the duration of the loan. This is the back up that the lending institution has in case the individual is unable to pay back the loan in time or at all.

Retail lending is like a boon for individuals who are looking to purchase goods and have some sort of a back up but not the entire fund so to speak. It helps in creating a lifestyle for a person as well as generating business for an organization. This is a two fold objective and fulfilling on both levels.

To know more about Retail Financing you can visit