Second Look Financing

Fortiva Financial specializes in providing second look financing to underserved consumers.

Furniture Financing

Get instant approvals on furniture financing with Fortiva even with bad credit score.

Medical Loans

At Fortiva Financial, we care for you and gives you option for medical financing with host of benefits and features.

Retail Financing

Fortiva gives its customers access to powerful features and various payment options with its retail financing.

Monday, 16 June 2014

Patient Financing - Best Way to Resolve Sudden Emergency Treatment

Whether you met with a severe accident or have a close relative who just suffered a heart attack, patient financing can prove to be your best financial and medical companion at such times of crisis. The costs of medical procedures are escalating and many individuals are rendered helpless in critical situations when they do not possess health insurance coverage to provide for the high expenses of such treatment. Healthcare providers and institutions too are compelled reluctantly to turn down their patients who arrive without having sufficient funds at their disposal to pay for the treatment. The result- several patients simply die or suffer lifelong due to non-availability of the right treatment at the opportune moment.

Patient loans are therefore designed in a way to cater to the emergency needs of patients who can opt for the same through the healthcare institutions itself if they find the costs are too much for them to bear. The medical institutions proffer the loan by partnering with financial institutions which design different patient financing programs for borrowers to choose according to their convenience. Since these loans do away with the rigorous credit checks that brick-and-mortar financial institutions and banks are liable to, they get approved in most cases thus coming as relief to patients. They can then pay the upfront medical expenses with the loan amount and opt for the treatment and repay the loan over time through convenient monthly installments, which do not pose such burden on their shoulder. This does away with any inconvenience faced when emergencies crop up without warning and takes away the stress of financing the huge medical bills. Thus, patient financing comes as a big relief in such times when emotional and physical sufferance of experiencing or seeing your dear ones undergo critical treatments is quite high.

When choosing a patient loan it is important to go for a reputed lending company who not only proffers you the loan during such exigencies but also ensures optimum services throughout your loan term. If you are in need of patient loan at any point of time, Fortiva Financial can be trusted partner to alleviate all your financial worries at those critical moments.

Friday, 13 June 2014

How to Take Care of Your Furniture

You opted for furniture financing to buy those delightful pieces of furniture to turn your hearth into your dream home a few years back. But through years, everyday wear and tear, your pets and children tend to make it drab robbing it of the glamour and shine which they bore when you first brought them home from the store. However, with little efforts and daily care you can keep them looking nice and tidy, while keeping heavy cleaning or splurging on professional cleaning services at bay.
To ensure you free your furniture of dust and accumulated dirt without maiming them dust the wooden furniture everyday or as frequently as you may deem necessary and stave from using harsh chemicals, which may damage the surface.

Upholstered furniture should be cleaned through vacuuming ensuring food particles and other stuffs are not accumulated inside the cracks and crevices.

If you notice grime or greasy oil from wooden furniture, clean them off with a natural sponge by soaking it in water and oil soap and gently rubbing off the grime and grease.

It is best to keep your furniture away from direct sunlight unless they are meant for outdoor patio purposes. In order to prevent the moisture from beverage bottles and glasses from leaving ring like marks or a heated pan or dish from maiming the wood finish it is worthwhile to use coasters and rivets when placing such sweating glasses and hot dishes. Similarly, tablecloths and mats can act as barrier to any kind of stains or spills.

Although you might tend to relax and throw your body on the cozy corner of the couch, that particular portion will soon start depicting signs of wear. To avoid this flip and swap cushions frequently and also ensuring reorganizing the upholstered pieces of furniture once or twice a year to accomplish uniformity. To add the final touch to your furniture and maintaining the asset which you bought with the furniture credit use polish or wax to lend your wooden furniture the original shimmer and shine.

Wish to endow your home with the furniture at the store that has tugged at your heartstrings? Fortiva Financial can help you realize your dream home through its easy and reliable furniture financing option.