Thursday, 27 March 2014

5 Tips to Make the Best of your Furniture Loans

If the lack of sufficient available funds at hand is posing as a hindrance for you to purchase furniture needed for your home, furniture loans can be a convenient means of acquiring such high price items. While most reputed furniture chain stores proffer their customers the privilege of acquiring furniture items through such loans, the proposition becomes a difficult one for those individuals with blemished credit records.

If you too are finding it hard to acquire a furniture loan or looking for the right place and the right ways to make most of it, take a quick peek into the following tips.

  • First, to ensure that you are increasing your chances of getting your furniture loan approved target small store owners in your local area rather than attempting to hit big furniture stores. This is because the latter may not have the time to carry out in-depth reviews of your creditworthiness since they already have large influx of customers with good credit scores to meet their needs. Small store owners will be more than glad to help you out since that would mean an increase in their number of customers as well.
  • Secondly, there is no dearth of financial institutions which specialize in providing loans to subprime borrowers. By taking loans from such lenders you will have the opportunity to opt for plans that suit your current financial conditions as well as taking into considerations repayment schedules that will not pose to be further burden on your shoulders.
  • Research online or otherwise for reliable furniture lending companies to ensure that you are not dealing with a company which may dupe you later or surprise you with hidden charges by showing apparent low interest rates initially.
  • Although easier said than done, but it pays to have as much funds as possible for making the down payment before taking up a furniture loan. While this would lessen your loan amount, it would also increase your chances of getting your loan approved.
  • When you have got your loan approved make sure to have a proper budget plan done on monthly basis so as to curtail on any additional expenses and try your best to repay the loan on time so that your credit records improve and you do not maim it further.

Looking for furniture loan? Fortiva Financial is just the company you need to look for high approval rates and convenient custom furniture loan plans to deck up your dream home with the furniture you desire.


  1. These people are bs. Send me an email and I will explain how I've been putting apps in for credit and still haven't heard anything.but yet had gotten a few store cards since going to ftc.this is ridiculous. My score is a 644 with one of the reporting company's that a bank used to approve my for a loan.but yet fortiva still hasn't given me an answer.these people are bs.don5 waste your time will have better luck waiting on. Store I did